:root{
  --navy:#112337;--navy-deep:#0a1624;--red:#C41E24;--red-dark:#A3171C;
  --ink:#1d2733;--muted:#5a6573;--line:#dfe3e8;--wash:#f4f6f8;--white:#fff;
  --head:"Montserrat",system-ui,sans-serif;--body:"Raleway",system-ui,sans-serif;
  --max:1120px;--r:10px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--body);font-size:17px;line-height:1.65;color:var(--ink);background:var(--white);font-variant-numeric:lining-nums}
img{max-width:100%;height:auto;display:block}
a{color:var(--red-dark)}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #f2b705;outline-offset:2px}
h1,h2,h3{font-family:var(--head);color:var(--navy);line-height:1.2;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2rem,5vw,3.1rem)}
h2{font-size:clamp(1.5rem,3.4vw,2.1rem)}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:99}
.skip:focus{left:8px;top:8px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.eyebrow{font-family:var(--head);font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--red-dark);margin:0 0 .6em}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border-radius:999px;font-family:var(--head);font-weight:700;font-size:.98rem;text-decoration:none;border:2px solid transparent;cursor:pointer;line-height:1.2;text-align:center}
.btn-red{background:var(--red);color:#fff}
.btn-red:hover{background:var(--red-dark)}
.btn-line{border-color:currentColor;color:var(--navy);background:transparent}
.btn-light{border-color:#fff;color:#fff;background:transparent}
.btn-light:hover{background:rgba(255,255,255,.1)}

/* header */
.top{background:var(--navy-deep);color:#cfd8e3;font-size:.9rem}
.top .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:6px;padding-bottom:6px}
.top a{color:#fff;text-decoration:none;font-weight:600}
.site-head{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;min-height:72px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand img{width:auto;height:66px;max-width:none}
.nav{display:flex;align-items:center;gap:4px}
.nav a{font-family:var(--head);font-weight:600;font-size:.95rem;color:var(--navy);text-decoration:none;padding:10px 12px;border-radius:8px}
.nav a:hover,.nav a[aria-current=page]{background:var(--wash)}
.nav .btn{margin-left:8px;padding:10px 18px;min-height:44px;color:#fff}
.menu-btn{display:none;background:none;border:2px solid var(--line);border-radius:8px;min-width:48px;min-height:44px;font-family:var(--head);font-weight:700;color:var(--navy)}
.call-btn{display:none}
@media (max-width:900px){
  .menu-btn{display:inline-block}
  .call-btn{display:inline-flex;min-height:44px;padding:10px 16px;font-size:.92rem}
  .head-actions{display:flex;gap:8px;align-items:center}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:8px 16px 16px;border-bottom:1px solid var(--line);box-shadow:0 12px 24px rgba(0,0,0,.08)}
  .nav.open{display:flex}
  .nav a{padding:14px 10px;font-size:1.02rem}
  .nav .btn{margin:8px 0 0}
  .top .hide-sm{display:none}
}
@media (min-width:901px){.head-actions .call-btn,.head-actions .menu-btn{display:none}}

/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:40px;align-items:center;padding-top:56px;padding-bottom:56px}
.hero h1{color:#fff;margin-bottom:.35em}
.hero .eyebrow{color:#ffb3b5}
.hero .lede{font-size:1.15rem;color:#dbe3ec;max-width:36em}
.hero .creds{display:flex;flex-wrap:wrap;gap:8px;margin:18px 0 26px;padding:0;list-style:none}
.hero .creds li{border:1px solid rgba(255,255,255,.3);border-radius:999px;padding:5px 12px;font-size:.88rem;color:#fff}
.hero-photo{position:relative;justify-self:center;max-width:340px;width:100%}
.hero-photo img{border-radius:14px;box-shadow:0 20px 50px rgba(0,0,0,.35);aspect-ratio:600/729;object-fit:cover;width:100%}
.hero-photo figcaption{position:absolute;left:14px;bottom:14px;background:#fff;color:var(--navy);border-radius:10px;padding:8px 12px;font-family:var(--head);font-weight:700;font-size:.9rem;box-shadow:0 6px 18px rgba(0,0,0,.2)}
.hero-photo figcaption span{display:block;font-family:var(--body);font-weight:600;color:var(--muted);font-size:.8rem}
.paths{display:grid;grid-template-columns:1fr 1fr;gap:14px;max-width:620px}
.path{display:block;background:#fff;color:var(--navy);text-decoration:none;border-radius:var(--r);padding:16px 18px;border-left:5px solid var(--red)}
.path b{display:block;font-family:var(--head);font-size:1.05rem}
.path span{display:block;font-size:.92rem;color:var(--muted);line-height:1.45;margin-top:2px}
.path:hover{box-shadow:0 8px 20px rgba(0,0,0,.25)}
.hero-call{margin-top:18px;color:#dbe3ec;font-size:.98rem}
.hero-call a{color:#fff;font-weight:700}
@media (max-width:860px){
  .hero .wrap{grid-template-columns:1fr;gap:26px;padding-top:30px;padding-bottom:36px}
  .hero-photo{order:-1;max-width:none;display:grid;grid-template-columns:96px 1fr;gap:14px;align-items:center}
  .hero-photo img{width:96px;height:96px;border-radius:50%;aspect-ratio:1;object-position:50% 18%;box-shadow:none;border:3px solid rgba(255,255,255,.85)}
  .hero-photo figcaption{position:static;background:none;color:#fff;box-shadow:none;padding:0;font-size:1.05rem}
  .hero-photo figcaption span{color:#cfd8e3}
  .paths{grid-template-columns:1fr}
}

/* sections */
section{padding:64px 0}
.wash{background:var(--wash)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split img{border-radius:var(--r)}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:26px}section{padding:46px 0}}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.cards.two{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.card h3{margin-bottom:.35em}
.card p{color:var(--muted);font-size:.97rem;margin:0}
.card a.more{display:inline-block;margin-top:10px;font-weight:700;font-family:var(--head);font-size:.92rem;text-decoration:none}
@media (max-width:900px){.cards{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.cards,.cards.two{grid-template-columns:1fr}}
.ticks{list-style:none;padding:0;margin:0 0 1em}
.ticks li{position:relative;padding-left:30px;margin-bottom:.55em}
.ticks li::before{content:"";position:absolute;left:4px;top:.45em;width:14px;height:8px;border-left:3px solid var(--red);border-bottom:3px solid var(--red);transform:rotate(-45deg)}
.cols2{columns:2;column-gap:36px}
@media (max-width:600px){.cols2{columns:1}}

/* facts */
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line);border-radius:var(--r);background:#fff;margin:0}
.facts div{padding:18px 20px;border-bottom:1px solid var(--line);border-right:1px solid var(--line)}
.facts dt{font-family:var(--head);font-weight:700;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:var(--red-dark)}
.facts dd{margin:4px 0 0;font-size:.98rem}
@media (max-width:860px){.facts{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.facts{grid-template-columns:1fr}}

/* quotes */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.quote{background:#fff;border-radius:var(--r);padding:22px;border:1px solid var(--line);margin:0}
.quote p{font-size:.98rem}
.quote footer{font-family:var(--head);font-weight:700;color:var(--navy);font-size:.92rem}
.stars{color:#d89b00;letter-spacing:2px;font-size:1rem;margin-bottom:6px}
@media (max-width:900px){.quotes{grid-template-columns:1fr}}

/* faq */
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:18px 34px 18px 0;font-family:var(--head);font-weight:700;color:var(--navy);position:relative;min-height:44px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:14px;font-size:1.5rem;color:var(--red)}
.faq details[open] summary::after{content:"\2212"}
.faq details p{margin:0 0 18px;color:var(--muted)}

/* cta band */
.band{background:var(--navy);color:#fff;text-align:center}
.band h2{color:#fff}
.band p{color:#dbe3ec;max-width:40em;margin:0 auto 1.4em}
.band .btns{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}

/* page head */
.page-head{background:var(--navy);color:#fff;padding:44px 0 40px}
.page-head h1{color:#fff;margin-bottom:.25em}
.page-head p{color:#dbe3ec;font-size:1.1rem;max-width:44em;margin:0}
.crumbs{font-size:.88rem;color:#b8c4d2;margin-bottom:10px}
.crumbs a{color:#fff}
.side{background:var(--wash);border-radius:var(--r);padding:24px}
.side h3{margin-bottom:.4em}
.layout{display:grid;grid-template-columns:1.6fr 1fr;gap:44px;align-items:start}
@media (max-width:860px){.layout{grid-template-columns:1fr}}
.sticky{position:sticky;top:96px}
@media (max-width:860px){.sticky{position:static}}

/* form */
.form{display:grid;grid-template-columns:1fr 1fr;gap:14px 16px}
.form .full{grid-column:1/-1}
.form label{display:block;font-family:var(--head);font-weight:600;font-size:.9rem;color:var(--navy);margin-bottom:5px}
.form input,.form select,.form textarea{width:100%;font:inherit;font-size:16px;padding:12px 13px;border:1px solid #b9c2cc;border-radius:8px;background:#fff;color:var(--ink)}
.form textarea{min-height:110px}
.form fieldset{border:1px solid var(--line);border-radius:var(--r);padding:16px;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:14px 16px}
.form legend{font-family:var(--head);font-weight:700;color:var(--navy);padding:0 6px}
.form .consent{font-size:.84rem;color:var(--muted);line-height:1.5}
.form .hp{display:none}
@media (max-width:600px){.form,.form fieldset{grid-template-columns:1fr}}
[hidden]{display:none!important}

/* footer */
.foot{background:var(--navy-deep);color:#b8c4d2;font-size:.94rem;padding:46px 0 26px}
.foot a{color:#fff;text-decoration:none}
.foot a:hover{text-decoration:underline}
.foot .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
.foot h3{color:#fff;font-size:1rem;margin-bottom:.6em}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{margin-bottom:4px}
.foot li a{display:inline-block;padding:6px 0}
.legal{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:18px;font-size:.84rem;line-height:1.6}
.eho{display:inline-flex;align-items:center;gap:8px}
@media (max-width:760px){.foot .cols{grid-template-columns:1fr}}
.preview-note{background:#fff7d6;color:#5b4a00;font-size:.85rem;text-align:center;padding:6px 12px}
.split>*,.layout>*,.hero .wrap>*{min-width:0}
.call-btn{white-space:nowrap}
@media (max-width:600px){
  h1{font-size:1.8rem}
  .hero .lede{font-size:1.05rem}
  .hero .creds{margin:14px 0 20px}
  .hero .creds li{font-size:.82rem;padding:4px 10px}
  .brand img{height:40px}
  .site-head .wrap{min-height:64px}
}
.head-btns{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
@media (max-width:600px){
  .hero .eyebrow{display:none}
  .hero .wrap{padding-top:22px;gap:18px}
  .hero .creds li:nth-child(n+3){display:none}
  .hero .lede{margin-bottom:0}
  .page-head{padding:30px 0 30px}
}
.hero-photo,.quote{margin:0}
/* full site (Oct 15) */
.prose{max-width:760px}
.prose h2{margin-top:1.4em}
.prose h3{margin-top:1.2em}
.prose img{border-radius:var(--r);margin:18px 0;height:auto}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1em}
.prose li{margin-bottom:.4em}
.prose table{width:100%;border-collapse:collapse;margin:0 0 1em;font-size:.95rem}
.prose td,.prose th{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
.prose blockquote{margin:0 0 1em;padding:10px 18px;border-left:4px solid var(--red);background:var(--wash)}
.vendor img{max-width:220px}
.note{font-size:.88rem;color:var(--muted);margin-top:24px}
.post-date{font-family:var(--head);font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--red-dark);margin:0 0 6px}
.card h3 a{color:var(--navy);text-decoration:none}
.card h3 a:hover{text-decoration:underline}
.posts .card p:last-child{color:var(--muted);font-size:.95rem}
.faq details > :not(summary){color:var(--muted)}
.faq details ul{margin:0 0 18px;padding-left:1.2em}
.form .check label{display:flex;gap:10px;align-items:flex-start;font-family:var(--body);font-weight:400;font-size:.95rem;color:var(--ink)}
.form .check input{width:auto;margin-top:5px}
.page-head .btn-light{color:#fff}
@media (min-width:901px) and (max-width:1100px){.nav a{padding:10px 8px;font-size:.9rem}}
.note-box{background:var(--wash);border-left:4px solid var(--navy);padding:12px 16px;margin:0 0 1.2em;font-size:.97rem}
.form .hint{margin:-4px 0 4px;font-size:.88rem;color:var(--muted)}
.eho{display:inline-flex;align-items:center;gap:10px;vertical-align:middle;margin-right:6px}
.eho-logo{flex:none}
/* Premier Appraisals (Oct 20): Don's own logo image in the header, seal on About */
.brand{flex:none}
.page-head .eyebrow{color:#ffb3b5;font-size:.8rem;margin:0 0 .6em}
.about-cred{display:grid;grid-template-columns:240px 1fr;gap:48px;align-items:center}
.about-cred .seal{width:240px;height:auto}
.about-cred .note-box{margin:0}
@media (max-width:860px){.about-cred{grid-template-columns:1fr;gap:20px}.about-cred .seal{width:180px;margin:0 auto}}
.steps .card h3 span{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;background:var(--red);color:#fff;font-size:.9rem;margin-right:8px}
.contact-list{list-style:none;padding:0;margin:0 0 1.2em}
.contact-list li{margin-bottom:.6em}
.page-head .crumbs+.eyebrow{margin-top:18px}
